Exam Code: NY-Independent-General-Adjuster
Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
Certification Provider: Insurance Licensing
Corresponding Certification: New York Insurance
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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
New York Insurance Law & Regulations25%- Unfair Claims Settlement Practices Act / Regulation 64
- NY Insurance Law Articles and DFS regulations
- Licensing requirements, eligibility, and examination rules
- State-specific policy provisions and mandatory endorsements
Ethics & Professional Responsibility15%- Fiduciary duty, conflict of interest, and confidentiality
- Fair claims handling standards and professional conduct
- Fraud detection and reporting obligations
Claims Investigation & Adjusting Procedures20%- Evidence gathering, coverage analysis, and policy interpretation
- Loss valuation, damage assessment, and estimating
- Settlement negotiation, reservation of rights, and denial procedures
- Claim intake, notice of loss, and initial investigation
Property & Casualty Coverages25%- Dwelling and Homeowners policies
- Automobile coverages — Personal and Commercial
- Specialty lines — Inland Marine, Flood, Workers' Compensation, Crime
- Commercial Property and Businessowners policies
- General Liability and Commercial General Liability
Insurance Fundamentals & General Principles15%- Risk management and insurable interest
- Indemnity, subrogation, utmost good faith
- Insurance contract elements and legal structure

Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

Which of the following is NOT an expense that could be covered by the Comprehensive Motor Vehicle Insurance Reparations Act (PIP)?

  • A. Dental expenses.
  • B. Property damage.
  • C. Medical expenses.
  • D. Lost wages.
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Correct Answer: B  🗳️

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An Individual Fidelity Bond protects a businessowner from economic losses caused by

  • A. fraud or breach of contract on the part of a supplier.
  • B. the actions of a group of employees.
  • C. any of the employees named in the bond.
  • D. the dishonest actions of a specific employee.
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Correct Answer: D  🗳️

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In order to provide coverage for land-based maritime employees, which endorsement MUST be added to the standard Workers' Compensation Policy?

  • A. Federal Employers Liability Endorsement.
  • B. U.S. Longshore and Harbor Workers Compensation Endorsement.
  • C. U.S. Maritime Endorsement.
  • D. Crew, Harbor Masters, and Pilots Endorsement.
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Correct Answer: B  🗳️

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If insurance is used to establish proof of financial responsibility to comply with the Motor Carrier Act of 1980, what endorsement can be used?

  • A. MCS-90 endorsement.
  • B. Individual named insured endorsement.
  • C. Additional insured-lessor endorsement.
  • D. Mobile equipment endorsement.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Which of the following provides high-quality magnetic images of body areas without the use of ionizing radiation?

  • A. MRI.
  • B. Ultrasound.
  • C. X-Rays.
  • D. CAT scanning.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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