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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:
Section
Weight
Objectives
Topic 1: Health Insurance
25%
- Disability income insurance
- Medical expense and major medical plans
- Long-term care insurance
- Medicare and Medicare supplements
- Health policy provisions and exclusions
Topic 2: General Insurance Concepts
10%
- Insurance marketplace and regulation overview
- Insurance contract law and elements
- Basic insurance principles and terminology
Topic 3: Life Insurance
35%
- Beneficiary designations and settlement options
- Group life insurance
- Types of life insurance policies
- Policy provisions, riders, and options
Topic 4: California Insurance Code & Ethics
20%
- Policy delivery and replacement rules
- Ethical standards and anti-fraud provisions
- Unfair trade practices
- State regulations and licensing rules
Topic 5: Annuities and Retirement Plans
10%
- Immediate and deferred annuities
- Fixed and variable annuities
- Tax treatment and suitability
California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
To help keep premiums more affordable, which provision is included in a disability income policy?
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