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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

Question 1

What is the primary reason a business should purchase key person insurance?

A. Reward an executive
B. Offset financial losses
C. Insure all employees
D. Reduce taxable income

Question 2

Medicare supplement policies are provided by

A. private insurers.
B. employers.
C. the federal government.
D. state governments.

Question 3

In order to transact the business of insurance for an insurer, a producer needs to be able to carry out activities not stipulated in the agency contract. This type of | authority is referred to as

A. applied.
B. implied.
C. expressed.
D. fiduciary.

Question 4

The premium mode defines the

A. method of premium payment (cash or credit).
B. premium limit. I
C. premium amount
D. frequency of the premium payment.

Question 5

Under which circumstance would a business purchase life insurance?

A. to fund employee healthcare
B. to expand the business
C. to compensate executives
D. to pay off a loan

Solutions: