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ACAMS CAMS7 Korean Exam Syllabus Topics:

SectionWeightObjectives
Understanding Risks and Methods of Financial Crime26%- Money laundering stages and techniques
  • 1. Placement, layering, integration
  • 2. Methods across financial sectors and businesses
- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts
- Terrorism financing and proliferation financing
  • 1. Sources and mechanisms
  • 2. Distinctions from money laundering
- Sanctions regimes and compliance risks
  • 1. UN, EU, OFAC frameworks
  • 2. Risk identification and mitigation
Tools, Technologies and Investigations22%- Investigation processes and evidence handling
  • 1. Cooperation with authorities and information sharing
  • 2. Case management and escalation
- Technology and systems
  • 1. Monitoring systems, screening tools, data analytics
  • 2. Cryptoasset and virtual asset compliance
- Remediation and response
  • 1. Corrective actions and regulatory engagement
Global Anti-Financial Crime Frameworks, Governance and Regulations24%- Regional and national regulations
  • 1. EU AML Directives
  • 2. USA PATRIOT Act and extraterritorial laws
- Governance, accountability and ethics
  • 1. Roles of board, senior management and compliance function
  • 2. Ethical obligations and professional standards
- International standards and bodies
  • 1. FATF 40 Recommendations
  • 2. Basel Committee, Wolfsberg Group, UN conventions
Building and Managing Anti-Financial Crime Compliance Programs28%- Program framework and policies
  • 1. Policies, procedures and controls design
  • 2. Risk assessment and risk-based approach
- Monitoring, reporting and record keeping
  • 1. Legal record retention requirements
  • 2. Suspicious activity reporting (SAR/STR)
  • 3. Transaction monitoring and alert management
- Audit, testing and continuous improvement
- Training, awareness and internal communication
- Customer due diligence and know-your-customer
  • 1. politically exposed persons and high-risk clients
  • 2. CDD, EDD, beneficial ownership identification

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7 Korean Version) Sample Questions:

한 글로벌 금융 기관이 금융 범죄에 대한 방어력을 강화하기 위해 실사(due diligence) 절차에 대한 포괄적인 검토를 진행하고 있습니다. 최근 발생한 사건들은 무단 거래 및 민감한 고객 정보 공유 등 직원의 부정 행위와 관련된 취약점을 드러냈습니다.
또한 금융기관은 규정 준수 기준을 충족하지 못하는 제3자 공급업체와 문제에 직면했으며, 이로 인해 규제 감시가 강화되었습니다.
다음 중 어떤 조치가 내부자 위협을 완화하고 AML 규정을 준수하기 위해 은행의 직원, 공급업체 및 제3자에 대한 실사 요구 사항을 해결하는 데 가장 효과적일까요?

  • A. 규정 준수 위험에 대한 노출을 줄이기 위해 고위험 관할권에서 공급업체 및 제3자 수 제한
  • B. 온보딩 또는 참여 시작 전에 직원 및 공급업체에 대한 배경 조사를 시행하여 위험 신호를 식별합니다.
  • C. AML 정책 준수에 대한 정기적 검토, 접근 제어 및 주기적 위험 평가 등 직원, 공급업체 및 제3자에 대한 감시 프로그램 구축
  • D. 공급업체 및 직원의 자체 보고 준수 인증을 통해 주기적으로 AML 표준 준수를 확인합니다.
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Correct Answer: C  🗳️

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변호사, 회계사, 투자 중개인 및 기타 제3자를 포함한 전문 서비스 제공자는 자신의 지위를 남용하여 자금 세탁을 용이하게 할 수 있습니다.
이러한 유형의 악용과 관련된 금융 범죄 위험은 무엇입니까? (세 가지를 선택하십시오.)

  • A. 합법적인 부동산 거래를 용이하게 하기 위한 신탁 계좌 개설
  • B. 자금세탁 활동을 가능하게 하는 유령회사 설립(자금 배치 또는 자금 은닉 포함)
  • C. 주된 목적으로 제3자 계좌를 개설하여 기본 고객의 신원을 숨기는 행위
  • D. 불법 자금 세탁을 지시하거나 용이하게 하는 행위(거래 구조화 포함)
  • E. 고객을 대신하여 상속 재산 정리를 위한 계좌 개설
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Correct Answer: B,C,D  🗳️

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보험 계약자 및 보험 회사의 고객을 대상으로 정기적인 KYC 갱신을 실시하는 동안, 업데이트된 사업자 등록 문서에 따르면 해당 보험 계약자의 사업 주소가 작년에 5번 변경되었고 최종 수익자(UBO)가 2주 전에 변경되었습니다.
어떤 조치를 즉시 취해야 합니까?

  • A. 주소 변경 및 UBO 변경 사항을 조사하고 그 동안 클라이언트의 정책을 동결합니다.
  • B. 주소 변경 및 UBO 변경 사항을 조사하고 조사가 완료되고 다음 단계가 합의될 때까지 정책에 대한 지불 및 인출 지침을 거부합니다.
  • C. 고객 서비스 향상을 위해 관계 관리자에게 보험 계약자와의 회의를 설정하여 주소를 업데이트하고 새로운 UBO 세부 정보를 제출하도록 요청합니다.
  • D. 보험회사가 사업체의 UBO 변경 사실을 인지하지 못하여 의심거래신고를 하였습니다.
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Correct Answer: B  🗳️

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다음 중 신뢰할 수 있고 독립적인 출처 문서, 데이터 또는 정보로 간주될 수 있는 것은 무엇입니까?

  • A. 정부 관리 등록부에서 직접 얻은 정보
  • B. 오픈소스 데이터베이스에서 얻은 정보
  • C. 정부 발급 신분증 사본
  • D. 잠재 고객이 제공한 정보
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Correct Answer: A  🗳️

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다음 중 어떤 경우에 금융기관이 의심활동보고서(SAR)를 공개할 수 있나요?

  • A. 제3국 경찰이 고객에 대해 직접 조사합니다.
  • B. 고객이 현지 금융정보분석원(Fill)에 보고할 가능성에 대해 질문합니다.
  • C. 외부 컨설턴트가 SAR의 세부 사항을 문의합니다.
  • D. 법원 명령은 은행에 법무팀의 동의를 얻어 SAR을 공개하도록 요청합니다.
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Correct Answer: D  🗳️

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