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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Marketing Practices and Unfair Trade
  • 2. Definitions and General Provisions
  • 3. Insurance Guaranty Associations
  • 4. Insurance Commissioner Authority
  • 5. Agent Licensing Requirements
- Nevada Health-Specific Regulations
  • 1. Advertising and Disclosure Rules
  • 2. Group and Credit Health Rules
  • 3. Replacement and Free-Look Provisions
Accident and Health — General Knowledge~68%- Insurance Concepts and Underwriting
  • 1. Application and Underwriting
  • 2. Premiums and Renewal
  • 3. Insurance Basics and Risk
- Social Insurance / Government Plans
  • 1. Medicaid
  • 2. Medicare (Parts A, B, C, D)
  • 3. Social Security Disability Benefits
- Policy Provisions, Clauses & Riders
  • 1. Common Riders
  • 2. Other Provisions and Clauses
  • 3. Mandatory Uniform Provisions
  • 4. Optional Provisions
- Types of Health Insurance Policies
  • 1. Medical Expense / Major Medical Insurance
  • 2. Limited Benefit Plans
  • 3. Long-Term Care (LTC) Insurance
  • 4. Group Health Insurance
  • 5. Disability Income Insurance
  • 6. Accidental Death & Dismemberment
  • 7. Medicare Supplement Policies

Insurance Licensing NV Accident and Health Sample Questions:

The statement that an insured MUST give an insurance company to show that a loss actually occurred is a:

  • A. Notice of Claim
  • B. Proof of Loss
  • C. Inspection report
  • D. Loss form
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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A group health policy that covers hospital expenses MUST also cover:

  • A. elective cosmetic surgery
  • B. routine physical examinations
  • C. burial expenses
  • D. travel expenses for caretakers
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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An employee's group life coverage terminates because employment ends. During the applicable conversion period, the former employee dies before applying for an individual policy. What protection does Nevada group-life law provide?

  • A. No benefit is payable because the employee did not submit an application.
  • B. The amount that could have been converted is payable under the group policy.
  • C. Only any accumulated cash value is payable.
  • D. The employer must personally pay the former employee's beneficiary.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for ExamBoosts members. You can sign-up / login (it's free).

Which statement best describes a group life conversion privilege?

  • A. It transfers the employee's group policy cash value to a retirement account.
  • B. It allows the employer to convert all employees into beneficiaries.
  • C. It allows an insured leaving the group to obtain individual coverage without evidence of insurability, subject to the policy terms.
  • D. It guarantees that the group premium will never increase.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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An application for an individual Disability Income policy may require all of the following information about the proposed insured EXCEPT for:

  • A. other disability policies already in force
  • B. medical history
  • C. the spouse ' s occupation
  • D. marital status and occupation
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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